Cigna Behavioral Health (HMO)

If you are a Cigna patient, the office collects only your co-pay at the time of service.

​

Aetna

f you are an Aetna patient, the office collects only your co-pay at the time of service.

​

Anthem Blue Cross

If you are an Anthem Blue Cross patient, the office collects only your co-ay at the time of service. 

​

PPO Patients

If you're a PPO patient, the office will give a statement to you to submit to your carrier for reimbursement at your contracted out-of-network rate.

​

Financial Need

In cases of financial need, Dr. Fredlander will try to assist as follows:

​

- By agreeing to a "single case agreement" with a cooperative insurance carrier. In such cases the client is billed the same small co-pay he or she would pay to an in-network provider.

​

- By billing the PPO directly, while the patient pays the uncovered balance at the time of service.

​

- By offering subsidized care through the Chabad Clinic, where he shares space as Medical Director.